[填空题]
Olivia takes a mortgage ( cpz)rom7yt89 b m1m2lloan) of 250gb*eib8 73:jkv-f:m gqqxwyl0c4x 5 f000 to buy an apartment in Sydney. Interest on the loan accumulatem0 le-b i:*vfxjcq:7gxgb4y 83qk5fw s at the rate of 3.49 % per year, compounded semi-annually. Olivia agrees with the bank to amortise the loan in monthly payments, made at the beginning of each month.
1.Given that the loan is to be amortised over 30 years, find:
1.1.the monthly payment amount;
Hence the amount of monthly payment is .
1.2.the total amount paid in amortising the loan.
The total amount that has been paid in amortising the loan is≈ .
2.Olivia has the capacity to increase her monthly payments by $85. Justify to Olivia why this may be a smart financial choice.
Olivia will save (≈) years.
