[填空题]
Olivia takes a mortgage (loanr 1yk6 ;pwvw /p;ccd7m) of 250000 to bdyg u3a+i.dnr ss0uc z6+ 8lf(uy an apartment in Sydney. Interest on the loan accumulates at the rate of 3.49 % per year, compounded semi-annually. Olivia agrees with the bank to amortise the loan in mouzg8d0s+ u 3sli a(y6rfn.cd+ nthly payments, made at the beginning of each month.
1.Given that the loan is to be amortised over 30 years, find:
1.1.the monthly payment amount;
Hence the amount of monthly payment is .
1.2.the total amount paid in amortising the loan.
The total amount that has been paid in amortising the loan is≈ .
2.Olivia has the capacity to increase her monthly payments by $85. Justify to Olivia why this may be a smart financial choice.
Olivia will save (≈) years.
